First Time Buyers
Click on the First time homebuyer wizard
Conventional Mortgage-This type of real estate loan typically requires a 20% down payment but not always. They are typically done with no pre-payment penalty and can have terms ranging from variable to fixed interest rates over 10, 15, 20 30 and even 40 years. Contact us Today for more information, or see the links below for our trusted partners:
FHA Mortgage- This type of mortgage is very popular for people who have a minimum down payment. It is often confused with a first-time buyer’s loan. You do not have to be a first time buyer to get an FHA loan. FHA stands for “Federal Housing Administration.”
Title Insurance Insures the buyer, lender or both from all liens, clouds and encumbrances on title prior to the purchase and at the time of the transfer of the title(deed).
Home, Condo and Hazard Insurance-
Protects from you from property damage, liability, wind-storm, theft and vandalism
Are you in a flood zone? www.fema.gov/